Smart Financial Analysis
Powered by AI • Updated 2 min ago
Great Progress!
You've reduced dining out expenses by 15% compared to last month. This saved you approximately $89!
💡 Keep it up:
Continue cooking at home 2-3 more times per week to save an additional $60/month.
Transportation Spike
Your Uber spending increased by 45% this month ($186 vs $128 last month). Most rides were during peak hours.
💡 Suggestion:
Consider carpooling or using public transit during rush hours to save $40-60/month.
Budget Alert
You're 23% over your monthly grocery budget ($284 vs $230 target). Bulk shopping at Costco could help.
💡 Action Plan:
Try meal planning and buy generic brands to reduce grocery costs by 20-30%.
📊 This Month vs Last Month
July 2025
$1,247
+23% ↗
June 2025
$1,013
Previous
Food & Dining
$425vs $378
+12% ↗
Groceries
$284vs $245
+16% ↗
Transportation
$186vs $128
+45% ↗
Utilities
$142vs $156
-9% ↘
Entertainment
$98vs $106
-8% ↘
🔮 AI Predictions & Goals
Next Month Forecast
Based on your patterns, you'll likely spend $890-950 in August. Summer activities typically reduce your indoor entertainment spending.
Savings Goal Progress
You're 67% towards your monthly savings goal of $500. Reducing Uber usage by 30% would get you there!
Achievement Unlocked
You've successfully stayed under budget for entertainment 3 months in a row. Keep up the great balance!
Smart Spending Tip
Friday dinners cost 40% more than weekday meals. Consider moving date nights to Wednesday for similar experiences at lower costs.